Loans & mortgages calculators
Mortgage, auto loan, lease, refinance, credit card and student loan calculators, with every formula shown.
- Loan EMI CalculatorCalculate your monthly EMI, total interest and total repayment for a home, car or personal loan. Uses the standard reducing-balance EMI formula.
- Mortgage CalculatorEstimate your monthly mortgage payment including principal, interest, property tax, homeowners insurance, HOA and PMI.
- Auto Loan CalculatorEstimate your monthly car payment from price, down payment, trade-in, sales tax, APR and term. See the amount financed and total interest.
- Car Lease CalculatorWork out a monthly lease payment from the negotiated price, residual value, money factor, term and sales tax. Includes the APR equivalent.
- Home Affordability CalculatorEstimate the home price you can afford from income, monthly debts, down payment, mortgage rate and property costs, using the 28/36 rule lenders use.
- Mortgage Refinance CalculatorSee whether refinancing your mortgage pays off: new monthly payment, monthly savings, months to recoup closing costs and lifetime cost difference.
- Credit Card Payoff CalculatorFind out how many months it takes to pay off a credit card balance at a fixed monthly payment, and how much interest you'll pay.
- Debt Consolidation CalculatorCompare paying off your current debts with a debt consolidation loan: monthly payment, total cost, origination fee and how much you save.
- Personal Loan CalculatorCalculate the monthly payment and true cost of a personal loan, including the origination fee and the amount you actually receive.
- Student Loan CalculatorCalculate your student loan payment on a standard plan and see how much time and interest an extra monthly payment saves.
- Home Equity Loan CalculatorEstimate how much you can borrow against your home based on its value, your mortgage balance and the lender's maximum loan-to-value, plus the monthly payment.